Formalising India’s $230B Kirana Credit Gap with Smarter Lending Solutions
- 17th July 2025
- 10:00 AM to 11:15 AM IST
India’s retail backbone
13 million+ kirana stores are being held back by an invisible wall: A $230 billion credit gap. While they power local economies and serve millions daily, they often lack access to affordable, formal credit, relying instead on informal lenders charging predatory rates.
In this exclusive webinar, leaders from Bizom, Mastercard, and Accion will unpack how their partnership is tackling this challenge, one node at a time, bringing structured, timely credit directly into the hands of retailers, distributors, and FMCG stakeholders.
Why to attend?
Unlock Revenue Growth Through Retail Credit Access
Discover how formal financing mechanisms are directly driving up to 35% annual growth in outlet revenue, translating to stronger primary and secondary sales for your business.
Reduce Stockouts & Drive Better On-Shelf Availability
Learn how embedded credit is solving working capital bottlenecks at the last mile, keeping your products consistently available and sales rolling.
Accelerate GTM Execution with Credit-Ready Outlets
Equip your field force and retailers with credit-first infrastructure that ensures faster launches, quicker sell-ins, and better retail participation.
Scale with a Proven, Plug-and-Play Credit Framework
Explore how Bizom is helping Sales Leaders activate financing at scale, across geographies and retail tiers, with minimal friction and measurable ROI.
Who Should Join
CPG brands focused on last-mile reach and inventory velocity
SMEs and enterprises looking to digitise and de-risk their supply chain
Financial institutions and credit providers exploring new models of inclusion
“Through this partnership, we aim to leverage Bizom’s platform and Accion’s expertise to connect millions of micro-enterprises to the digital financial ecosystem, paving the way for sustainable growth.”
Victoria White
Managing Director
Accion Advisory
Speakers
Shrinivas is the Co-Founder & COO at Cashinvoice, a leading digital supply chain finance platform. With over 15 years of experience in banking and fintech, he has held leadership roles at Axis Bank, Invoicemart, and Tata Capital. At Cashinvoice, he focuses on embedded finance solutions that bridge the credit gap for MSMEs.
Shrinivas Kasar
COO & Co-founder
Cashinvoice
Prema Jaiswal is a mission-driven finance leader with over 18 years of experience building and scaling high-impact business verticals across financial institutions. At Caspian, she has been instrumental in designing MSME-focused co-lending programs, driving digital transformation, and shaping governance through key roles across investment, risk, and audit committees.
Prema Jaiswal
Sr VP Partnerships & Operations
Caspian Debt
Debdoot is the Senior Director, Digital Strategy & Transformation working with the Accion Advisory team, based in India. He leads on scoping the digital transformation of Financial Service Providers (FSPs) and defines the specific steps to achieve the desired result of reaching the customer with digitally delivered financial services.
Debdoot Banerjee
Senior Director
Accion
Akshay drives key strategic initiatives from the COO’s Office at Bizom, working closely across teams to streamline operations and accelerate impact. With experience spanning tech implementation, product adoption, and data-led decision-making, he brings a deep understanding of how FMCG businesses scale efficiently.