Formalising Indiaโ€™s $230B Kirana Credit Gap with Smarter Lending Solutions

17th July 2025

10:00 AM to 11:15 AM IST

Indiaโ€™s retail backbone

13 million+ kirana stores are being held back by an invisible wall: A $230 billion credit gap. While they power local economies and serve millions daily, they often lack access to affordable, formal credit, relying instead on informal lenders charging predatory rates.

In this exclusive webinar, leaders from Bizom, Mastercard, and Accion will unpack how their partnership is tackling this challenge, one node at a time, bringing structured, timely credit directly into the hands of retailers, distributors, and FMCG stakeholders.

Speakers

Shrinivas Kasar

COO & Co-founder

Aastha Mital

Program Head

Debdootย Banerjee

Senior Director

Akshay F

Operations (COO's Office)

Speakers

Shrinivas Kasar

COO & Co-founder
COO Image

Prema Jaiswal

Sr VP Partnerships & Operations
COO Image

Debdoot Banerjee

Senior Director
COO Image

Akshay F

Operations ( COO's Office)
COO Image

Why to attend?

Unlock Revenue Growth Through Retail Credit Access

Discover how formal financing mechanisms are directly driving up to 35% annual growth in outlet revenue, translating to stronger primary and secondary sales for your business.

Reduce Stockouts & Drive Better On-Shelf Availability

Learn how embedded credit is solving working capital bottlenecks at the last mile, keeping your products consistently available and sales rolling.

Accelerate GTM Execution with Credit-Ready Outlets

Equip your field force and retailers with credit-first infrastructure that ensures faster launches, quicker sell-ins, and better retail participation.

Scale with a Proven, Plug-and-Play Credit Framework

Explore how Bizom is helping Sales Leaders activate financing at scale, across geographies and retail tiers, with minimal friction and measurable ROI.

Who Should Join

CPG brands focused on last-mile reach and inventory velocity

SMEs and enterprises looking to digitise and de-risk their supply chain

Financial institutions and credit providers exploring new models of inclusion

โ€œThrough this partnership, we aim to leverage Bizomโ€™s
platform and Accionโ€™s expertise to connect
millions of micro-enterprises to the digital financial
ecosystem,
paving the way for sustainable growth.โ€

Victoria White
Managing Director
Accion Advisory

The future of retail finance is formal, embedded, and inclusive.ย 

Be part of the movement.
Help close the $230B gap.

Register to be a part of the movement!